Critically evaluate PSD2 and its potential impact upon the payments industry, the Banks and the UK customer. Is PSD2 likely to achieve its aims?

DIRECTIVE (EU) 2015/2366 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC


Your work will be graded taking into account all of the following criteria:
Does the response address the question?

You must address all parts of the specific question you are being asked, not only part of the question.

Your essay should have a clear introduction identifying the issues, a middle comprising a logical and coherent argument, addressing those issues and a clear conclusion, supported by the body of the argument.
The marker will be judging your work on whether you have:
properly identified the legal issues and attached appropriate emphasis to them
stated the law accurately and in appropriate detail
made good use of the supporting law
only included relevant material
demonstrated an ability to summarise at a complex level
critically assess the present legal position

Remember that an essay is more than a description or narrative of a particular debate or issue. You will be judged on whether you can evaluate the arguments and arrive at your own conclusions in such a way as to demonstrate an appreciation of the wider implications of the question being posed. Arguments which are fresh and original will be rewarded.

You should provide full and accurate referencing, and a bibliography acknowledging all sources used. Be sure not to plagiarise from any source (see Student Handbook for definition).

Credit will be given for a succinct and fluent writing style. Illegible material will not be given credit, and poor use of English will be penalised especially where it makes the sense ambiguous or meaningless.

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